Fixed Deposit Investment Options
Fixed Deposits are one of the safest investment options, offering assured returns and capital protection. Our fixed deposit services help you choose the right tenure and interest rates to meet your short-term and long-term financial goals with complete peace of mind.
Wealthyfi
Fixed Deposit Solutions
Build wealth with confidence through reliable fixed deposit options that offer guaranteed returns, flexible tenures, and complete peace of mind.
SECURE RETURNS
Invest with certainty through fixed deposits that provide assured interest rates and capital protection, making them a trusted choice for risk-averse investors.
- Guaranteed Interest Earnings
- Capital Safety & Stability
- Suitable for Short & Long-Term Goals
FLEXIBLE TENURES
Choose from a wide range of deposit durations tailored to your financial needs, whether you’re planning for short-term liquidity or long-term growth.
- Tenures from 7 Days to 10 Years
- Auto-Renewal Options
- Premature Withdrawal Facility
TAX & INCOME BENEFITS
Maximize your savings with tax-saving fixed deposits and steady interest income options designed to support smart financial planning.
- Tax-Saving FDs (Section 80C)
- Monthly / Quarterly Interest Payouts
- Ideal for Retirees & Regular Income Seekers
ASSURED RETURNS
Earn guaranteed interest on your savings with fixed deposits designed to provide stability and predictable growth, regardless of market fluctuations.
FLEXIBLE TENURE OPTIONS
Choose deposit durations that match your financial goals, from short-term needs to long-term wealth planning.
REGULAR INCOME
Opt for monthly, quarterly, or annual interest payouts to ensure a steady income stream, ideal for retirees and conservative investors.
CAPITAL SAFETY
Your principal amount remains protected, making fixed deposits one of the safest investment options for secure financial planning.
Secure Your Future with Fixed Deposits
Fixed deposits offer a reliable way to grow your savings with assured returns, flexible tenures, and complete peace of mind. Whether you’re planning for future goals or seeking stable income, fixed deposits help you invest with confidence.
Frequently Asked Questions
What is a Fixed Deposit (FD)?
A Fixed Deposit is a financial investment where you deposit a lump sum for a fixed period at a predetermined interest rate. At maturity, you receive the principal amount along with the earned interest.
How safe are Fixed Deposits?
Fixed Deposits are considered one of the safest investment options. Deposits with banks are regulated, and many also offer deposit insurance coverage up to applicable limits, ensuring capital protection.
What tenure options are available for Fixed Deposits?
FD tenures typically range from a few days to up to 10 years. You can choose a tenure based on your financial goals, liquidity needs, and expected returns.
Can I withdraw my Fixed Deposit before maturity?
Yes, most banks allow premature withdrawal of fixed deposits. However, this may attract a small penalty or a reduced interest rate.
How is interest on Fixed Deposits paid?
Interest can be paid monthly, quarterly, annually, or at maturity, depending on the option you choose while opening the deposit.
Are Fixed Deposits taxable?
Interest earned on fixed deposits is taxable as per your income tax slab. However, tax-saving fixed deposits with a 5-year lock-in offer deductions under Section 80C of the Income Tax Act.
Who should invest in Fixed Deposits?
Fixed Deposits are ideal for conservative investors, retirees, first-time investors, and anyone seeking stable returns with minimal risk.
Wealthyfi
Contact Us
Reach out to us to discover how informed decisions, strategic planning, and expert insights can support your financial goals. Connect today and take the next step toward confident wealth management.